Community Reinvestment Act (CRA) Public File Information

BEWARE OF SCAMMERS

Remember, scammers often send phony emails, texts, and phone calls to trick you into divulging your personal information.

Clear Mountain Bank will never text, email, or call you with, or ask for, any personal information about your account.

This includes card numbers, passwords, or access codes. If you receive a communication with personal information pretending to be from Clear Mountain Bank, please disregard. We highly recommend setting up alerts for all card and account activities

In accordance with the Community Reinvestment Act (CRA) Regulation (Regulation BB, 12 CFR 25), Clear Mountain Bank is required to maintain and, upon request, make available for public inspection a complete Community Reinvestment Act Public File. By providing the CRA Public File online, Clear Mountain Bank is able to keep this data up to date. The information provided is current as of April 1 of each year. If you're interested in viewing our CRA Public File, please click on the documents listed below. At Clear Mountain Bank, we are proud of our commitment to the communities in which we live, work, and serve. Below are the components of the bank’s Community Reinvestment Act (CRA) Public File for your review.

CRA Performance Evaluation

List of Services

Fee Schedule

List of Branch Hours of Operation, Addresses, and Geographies

Branches Open or Closed

Map of Assessment Area

CRA Assessment Area Tract Listing

HMDA Disclosure Statement

2024 HMDA Disclosure Statement
2023 HMDA Disclosure Statement

Loan to Deposit Ratio

Public Comments