Applying for a loan online has never been easier.

When you need a loan, we’ll work with you to recommend an option to fit your needs. Regardless of the loan request, you will be pleased with our friendly, professional service, and streamlined loan approval process.

When you apply for a Clear Mountain Bank loan, you can be assured of local decisions, competitive rates, flexible terms, and friendly service from knowledgeable professionals you can trust. Browse our variety of loan options and apply online or contact us today to learn how we can help.

Personal & Auto Loan*

From automobile loans to vacation loans, we have the perfect loan for you. Need to consolidate some debt, pay for a wedding or education expenses, buy a 4-wheeler or a new boat? Just give us a call! Local decision-making means that your approval process is quick and easy, giving you more time to enjoy the things you’ll take care of with your Clear Mountain Bank loan! Here’s the loan low-down:

  • Financing available on new or used cars, vans, and trucks as well as other types of recreational vehicles, mobile homes, debt consolidation, dream vacation, home improvements, wedding or education expenses … and more
  • Competitive Rates
  • Pre-arranged financing available
  • Flexible terms
  • Automatic payments from your Clear Mountain Bank checking or savings account, may qualify you for additional discount in rate

Home Equity Loan*

Clear Mountain Bank home equity loans are perfect for a one-time borrowing need and offer you the stability of a low fixed rate and fixed terms. Home equity loans can be used for home improvements, vacations, consolidating debts, or almost anything else you want or need.

  • Competitive rates & flexible terms
  • Fixed monthly payment
  • Closing costs can be included in your loan
  • Automatic payments available

Mortgage Loan*

At Clear Mountain Bank, we offer a complete line of mortgage products. Whether you are buying, building, refinancing, or looking for your vacation hideaway, we have a home loan to suit your needs. Our experienced team of mortgage specialists will explain the many options.

  • Conventional Fixed Rate mortgages
  • Adjustable Rate mortgages
  • Construction Loans
  • Construction/ Permanent Loans
  • West Virginia Housing Development Loans
  • Rural Housing Loans
  • Lot Loans

Commercial Business Loan*

At Clear Mountain Bank, we’ve been helping small businesses grow since 1891. As a community bank we understand the unique needs of small businesses. Loan decisions are delivered quickly because all of our decisions are made locally.

Our commercial lending team provides a full range of commercial loan options, offering many benefits to help your business.

  • Great low rates and loans to suit any need
  • Lines of credit for any size business
  • Quick, local decisions

* = subject to credit approval

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