All branch locations will be closed on Monday, May 27th in observance of Memorial Day. We will resume normal business hours on Tuesday, May 28th. As we spend the day with friends and family, may we all take time to reflect and honor those who served and sacrificed their lives for our freedom.You can still bank online, through the mobile app, or at any of our ATMs. 

Open A Checking Account

Find the flexibility and convenience you need to spend the way you want.

Personal Checking Your Way

At Clear Mountain Bank, you'll always find friendly and professional service from local bankers dedicated to helping our communities grow. That's why our checking accounts were built with the flexibility you need to bank the way you want now and in the future. With an array of shared features and built-in free perks, we are sure you will find a checking account that is just right for you! Open your checking account today!

Every Checking Account Offers

  • Free Mastercard® Debit Card
  • Unlimited Check Writing
  • Free EasyLine Telephone Banking
  • Free Mobile Banking
  • Free Online Bill Pay
  • Free SmartLink® Online Banking

Checking Account Shared Features

  • Same Day Credit for your deposits made during normal business hours, Monday through Friday, until 6 pm. Please note that check deposits may not be available for immediate withdrawal. This may impact transactions such as cash withdrawals, debit card activity, and online payments.
  • Convenient 24-hour account access with SmartLink® Online Banking, Mobile Banking, and EasyLine Telephone Banking.
  • Cancelled checks and deposit tickets returned monthly in convenient image format.
  • Access to thousands of surcharge-free ATMs, including at every Sheetz® location and thousands of MoneyPass® ATMs nationwide.

Find the account that's best for you!

FeaturesClear CheckingInterest CheckingMoney Market Deposit AccountInvestor Money MarketPrime 50 CheckingStartFresh Banking
Minimum to Open$50$1,000$1,000$10,000$500$50
Minimum Balance Required$1,000$1,000$10,000$500None
Monthly Fee$2.50 (none with eStatements or age 65+$8.00 (if below minimum)$10.00 (if below minimum)$12.00 (if below minimum)$8.00 (if below minimum)$10.95 ($7.95 w/ Direct Deposit)
Debit Mastercard®FreeFreeFreeFreeFreeFree
Online & Telephone BankingFreeFreeFreeFreeFreeFree
Unlimited Check Writing
Interest on Funds
Eligibility RestrictionsN/A for Corporations or PartnershipsMust be age 50 or overFor customers who do not qualify for traditional Checking

Checking Accounts

Open a checking account with options that align with your lifestyle and financial goals

Clear Checking®

  • Our most popular checking account
  • No minimum balance requirement
  • No monthly maintenance fee with eStatements or over age 65

Interest Checking

  • Earns interest on any balance
  • Open account with as little as $1,000
  • No monthly maintenance fee with minimum $1,000 balance

Money Market Deposit Account

  • Convenience of a checking account with the benefit of earning market rate interest
  • Tiered rate schedule for bigger earnings
  • Open account with as little as $1,000

Investor Money Market Deposit Account

  • Rewards the dedicated saver
  • Tiered rate schedule for bigger earnings
  • No service charge with $10,000 balance

Prime 50 Checking

  • Designed exclusively for customers 50+
  • Interest-bearing checking account
  • Offers bonuses, discounts, privileges and personalized service

StartFresh® Banking

  • Rebuild your financial strength 
  • Improve your credit score
  • Eliminate check cashing fees
  • Two options available

Debit Cards

Get a debit card with no added cost and great benefits! With the Clear Mountain Bank Mastercard® Debit Card, you can conveniently withdraw money from any ATM, load your card onto your smartphone's digital wallet, and enjoy complete protection with Zero Liability for unauthorized purchases. 

Overdraft Protection

Everyone needs a little help sometimes. That's why Clear Mountain Bank offers two types of overdraft protection to help you out when there is not enough money in your account to cover a purchase. 

Order More Checks

Express yourself with our most popular check designs. Ordering is always safe and simple.

Here for ALL Your Banking Needs!
Savings and CDs

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