Everyone Deserves a Chance to Start Fresh!

Clear Mountain Bank’s StartFresh® Banking products give you a new opportunity to qualify for and open a traditional checking account, even if you’ve been turned down for a checking account in the past.

StartFresh®  Banking is an affordable option that provides you with the tools to improve your financial standing and help manage your account wisely, while building a history of responsible money management because we believe everyone deserves a chance to Start Fresh! 

There are two options available - StartFresh First Step and StartFresh Checking.

After 12 months in good standing with a StartFresh First Step account, you may qualify and apply for a standard StartFresh Checking account.

After 18 months in good standing with a StartFresh Checking account, you may qualify and apply for a traditional checking account.

StartFresh First Step and StartFresh Checking

Account Shared Features:

  • $50 minimum opening deposit
  • No minimum balance requirement
  • Unlimited transactions with no per item fees*
  • Free Mastercard Debit Card
  • Free monthly statements
  • Access to thousands of surcharge-free ATMs, including at every Sheetz® location and thousands of MoneyPass® ATMs nationwide
  • Free Electronic Banking Services, including SmartLink online banking, online bill pay, EasyLine telephone banking, mobile banking (message and date rates may apply).
  • Same Day Credit for your deposits made during normal business hours, Monday through Friday, until 6 pm. Please note that check deposits may not be available for immediate withdrawal. This may impact transactions such as cash withdrawals, debit card activity, and online payments.
  • $10.95 monthly fee or $7.95 monthly with regular payroll direct deposit

* StartFresh First Step does not allow check writing. Debit transactions are unlimited with the Clear Mountain Bank Mastercard Debit Card.

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