StartFresh® Banking
Everyone Deserves a Chance to Start Fresh!
Clear Mountain Bank’s StartFresh® Banking products give you a new opportunity to qualify for and open a traditional checking account, even if you’ve been turned down for a checking account in the past.
StartFresh® Banking is an affordable option that provides you with the tools to improve your financial standing and help manage your account wisely, while building a history of responsible money management because we believe everyone deserves a chance to Start Fresh!
There are two options available - StartFresh First Step and StartFresh Checking.
After 12 months in good standing with a StartFresh First Step account, you may qualify and apply for a standard StartFresh Checking account.
After 18 months in good standing with a StartFresh Checking account, you may qualify and apply for a traditional checking account.
StartFresh First Step and StartFresh Checking
Account Shared Features:
- $50 minimum opening deposit
- No minimum balance requirement
- Unlimited transactions with no per item fees*
- Free Mastercard Debit Card
- Free monthly statements
- Access to thousands of surcharge-free ATMs, including at every Sheetz® location and thousands of MoneyPass® ATMs nationwide
- Free Electronic Banking Services, including SmartLink online banking, online bill pay, EasyLine telephone banking, mobile banking (message and date rates may apply).
- Same Day Credit for your deposits made during normal business hours, Monday through Friday. Please note that check deposits may not be available for immediate withdrawal. This may impact transactions such as cash withdrawals, debit card activity, and online payments.
- $12.95 monthly fee or $9.95 monthly with regular payroll direct deposit
* StartFresh First Step does not allow check writing. Debit transactions are unlimited with the Clear Mountain Bank Mastercard Debit Card.