BRANCHES WILL BE CLOSED ON MEMORIAL DAY

All branch locations will be closed on Monday, May 27th in observance of Memorial Day. We will resume normal business hours on Tuesday, May 28th. As we spend the day with friends and family, may we all take time to reflect and honor those who served and sacrificed their lives for our freedom.You can still bank online, through the mobile app, or at any of our ATMs. 

Online & Mobile

Streamlined banking done on your terms.

Save Time and Skip the Line!

For your convenience, Clear Mountain Bank offers a number of digital banking services from the ease of your phone, tablet, or computer. Whether handling your personal finances or managing your business banking, you can utilize our online and mobile banking services to maximize your time and save a trip to the branch!


Online Banking 

Access to the internet means access to your account when you sign up for SmartLink Online Banking with Clear Mountain Bank. SmartLink is our convenient online banking platform when banking from your computer, laptop, or mobile phone. The power to check your balance, transfer funds, or pay a bill is all in the palm of your hand 24/7 when you sign in from a mobile device or computer. Plus, it’s safe, secure, and FREE! 

Key Features of Online Banking

Bank with confidence easily and securely from nearly anywhere using our online digital banking services!

Clear Mountain Mobile

Clear Mountain Mobile allows you to manage your money anytime and anywhere, from the convenience of your phone or tablet. You can expect the highest level of security thanks to multiple layers of authentication. Use mobile banking with complete confidence. 

Ready to enroll in Clear Mountain Mobile? You must be enrolled in SmartLink online banking first before you can enroll in Clear Mountain Mobile. If you have not enrolled in SmartLink online banking, then let's get started!

Key Features of Mobile Banking

Clear Mountain Mobile allows you to manage your money anytime and anywhere, from the convenience of your phone or tablet. 

More Convenience. More Control. 

Clear Mountain Mobile allows you to:

  • Control where, when, and how your debit card is used with Card Management
  • View your account balances in real-time or with Instant Balance
  • View recent and pending transactions
  • Set up notifications and alerts
  • Quickly transfer money between your accounts
  • Schedule payments, request money, and accept payments
  • Deposit checks using your phone’s camera
  • View your credit score (when you sign up for Credit Sense)

A better card experience is at your fingertips.

Staying in control of your cards is easier than ever. Our powerful card controls offer you an all-in-one dashboard for managing your debit and credit cards, tracking your spending, receiving additional transaction alerts, and more, all integrated within our Clear Mountain Mobile app!

Be sure to discover all of the controls and convenience that Clear Mountain Mobile provides our customers.

Mobile Banking FAQs

Yes. You can now pay your bills that you have already established within online bill pay right from your mobile phone. You must be enrolled for our online bill pay service to access this feature.

Mobile web service is required for this level of service. Message and data rates may apply. Not available with our Text Banking option.

No. You can easily add new payees by logging on to our online bill pay service.

During enrollment, you are given the option of providing “nicknames” for your accounts. Choosing an appropriate nickname is especially important if you use the SMS text service for Clear Mountain Mobile because your HIST inquiries use the nickname. It’s also included in the account history message returned by the financial institution.

For this reason, this nickname should be as short as possible. There is a maximum of ten characters, and fewer than five is recommended if you plan to use the SMS text service.

An SMS text message can contain only 160 characters total. Using as few as possible in your account nickname helps to ensure that your account information will fit into a single message.

Yes. You can add phones, change services or cancel at any time for the Clear Mountain Mobile setup screen.
No. We also offer Text Banking. Any mobile phone with texting capabilities can instantly view balances, recent transactions, and will soon be able to receive text alerts. Message and data rates may apply.
Once you enroll for Clear Mountain Mobile, you’ll receive a text message with instructions on how to get started.
Clear Mountain Mobile is available to anyone currently enrolled for our SmartLink® online banking service. To sign up for Clear Mountain Mobile, log on to SmartLink, select “SmartLink Options,” then click “Enroll Now” under Mobile Banking Profile. A text message will be delivered to your phone with easy instructions to activate your Clear Mountain Mobile Service.
When you sign up for Clear Mountain Mobile, a link is provided to download the APP that is compatible with your mobile device. iPhone, iPad and Android users can also download the App directly from the Apple® App Store or Android® Market.
Clear Mountain Mobile is a free service — customers must first be enrolled for online banking. Message and data rates may apply.

Yes. A personal password and phone activation code keeps your information safe.
Text banking security:

  • View accounts by nicknames you set, not account numbers
  • No detailed personal information is sent

Mobile Web and APPS security:

  • 128-bit encryption masks your sensitive information
  • Password is required each time you log on
  • Consumer’s private “picture and pass phrase” are displayed to protect against “phishing”
No software is required for Clear Mountain Mobile, unless you choose to download and install the optional Mobile APP.
No. Once you’ve enrolled and activated the service, Clear Mountain Mobile is ready to use.

Simply text commands to us at 96924 using our short codes, as follows:

  • Text BAL to view your account balances.
  • Text HIST + “account nickname” to receive transaction history. You’ll set up your account nicknames during the enrollment process.
  • Text BRANCH to receive branch addresses.
  • Text ATM to receive ATM addresses.
  • Text STOP to cancel.
  • Text HELP to receive a list of these commands on your phone.
  • Feel free to contact us if you have any additional questions!
Clear Mountain Mobile allows you to:
  • View account balances
  • View transaction history
  • Transfer funds
  • Pay bills
  • Manage your Clear Mountain Bank debit cards
Yes. All you need is a phone with text messaging.
The password used for Clear Mountain Mobile is the same as the password you use to log on to Online Banking. If you change your Online Banking password, your Clear Mountain Mobile password will also change.
Any phone with text messaging capabilities can take advantage of Clear Mountain Mobile.
Clear Mountain Mobile will provide access to the same accounts that are viewable through online banking including checking, savings, CD’s and loans.
  1. Text Banking — Any text compatible mobile device
  2. Mobile Web Banking — Mobile phones with Internet access
  3. Mobile App — iPhone, iPad and Android users can install a mobile banking app

Here for ALL Your Banking Needs!
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