Clear Mountain Bank is committed to obtaining a pre-approval for your mortgage loan as quick, easy, and convenient as possible. It helps you understand the loan amount you may qualify for before finding a home, and you can get pre-approved the same day!
Get pre-approved online or contact our team of mortgage specialists, who will guide you through these quick and easy steps.
Benefits of Pre-Approval
Saves Time - The pre-approval process will provide you with a realistic price range you can afford. This will help you manage expectations and make an appropriate choice based on facts.
Close Faster - Once you find a home, your loan process will be streamlined because you are already pre-approved. This will allow you to move into your new home sooner.
More Attractive Buyer - Getting pre-approved gives you an advantage over other home buyers who are not pre-approved when multiple offers are made on a home.
Provides Added Leverage - Most home sellers consider offers with a pre-approval letter before those without a pre-approval letter.
What You Will Need
You can apply online or one of our mortgage specialists can walk you through the application process in person or on the phone. We will also need the following supporting documents to determine your eligibility:
Once you have completed the application and submitted the required documentation, a mortgage loan specialist will evaluate your financial information, including your income, assets, and credit history to determine your borrowing eligibility. Once you’re pre-approved, we will issue you our FIRST STEP PRE-APPROVAL LETTER, which you can present to sellers and realtors as proof of your ability to buy.