General | 11.06.2022

Clear Mountain Bank has once again earned a top 5-Star rating from BauerFinancial, Inc., the nation’s premier bank rating firm.

To earn this top rating, Clear Mountain Bank excelled under an in-depth, independent analysis of its financial stability, and it has since March 2004. This marks the 76th consecutive quarter that Clear Mountain Bank has earned this top rating with an even higher designation as an Exceptional Performance Bank, a status reserved for financial institutions that have earned Bauer’s highest rating consistently for at least 10 consecutive years.

To assign its ratings, BauerFinancialTM compiles data of United States banks from reports filed with federal regulators. In order to earn the 5-Star rating, Clear Mountain Bank must consistently excel in areas such as capital strength, profitability, asset quality, and much more.

“Clear Mountain Bank has capital levels well in excess of what regulators consider to be ‘adequate’. That capital buffer is what will help Clear Mountain Bank weather any downturn that may head our way, just as it has in the past. Capital is King in the banking business,” notes Karen Dorway, president of BauerFinancial. “It’s what enables a bank to continue business as usual even as those around it struggle. What you want is a bank with high capital levels, strong loan underwriting, and solid profits, and that’s what you have with Clear Mountain Bank.”

Clear Mountain Bank is a locally owned and managed community bank that has been serving North Central West Virginia and western Maryland for more than 125 years. The bank provides a comprehensive array of digital and traditional banking products and services to meet the needs of its personal, business, commercial, mortgage and financial planning customers.

The bank was recently named as one of the nation’s Best Banks to Work For by American Banker and Best Companies Group. Additional information is available at

 About BauerFinancial  

BauerFinancial, Inc., the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. More information is available at

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